{"id":318,"date":"2023-03-17T01:54:52","date_gmt":"2023-03-17T08:54:52","guid":{"rendered":"https:\/\/hillsurance.com\/test\/?page_id=318"},"modified":"2023-04-04T14:09:39","modified_gmt":"2023-04-04T21:09:39","slug":"2nd-opinion","status":"publish","type":"page","link":"https:\/\/staging.hillsurance.com\/?page_id=318","title":{"rendered":"2nd Opinion"},"content":{"rendered":"\n<figure class=\"wp-block-image alignfull size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"420\" src=\"https:\/\/staging.hillsurance.com\/wp-content\/uploads\/2023\/03\/2nd-Opnion-Image-1-1024x420.jpg\" alt=\"\" class=\"wp-image-398\" srcset=\"https:\/\/staging.hillsurance.com\/wp-content\/uploads\/2023\/03\/2nd-Opnion-Image-1-1024x420.jpg 1024w, https:\/\/staging.hillsurance.com\/wp-content\/uploads\/2023\/03\/2nd-Opnion-Image-1-300x123.jpg 300w, https:\/\/staging.hillsurance.com\/wp-content\/uploads\/2023\/03\/2nd-Opnion-Image-1-768x315.jpg 768w, https:\/\/staging.hillsurance.com\/wp-content\/uploads\/2023\/03\/2nd-Opnion-Image-1-1536x630.jpg 1536w, https:\/\/staging.hillsurance.com\/wp-content\/uploads\/2023\/03\/2nd-Opnion-Image-1-2048x840.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\">Second Opinion &#8211; Lower Your Cost While Improving Benefits<\/h2>\n\n\n\n<p class=\"has-medium-font-size\" style=\"margin-top:0;margin-right:0;margin-bottom:0;margin-left:0\">Did you know that 75% of individuals and businesses have incorrect insurance coverage by 40% or more? This can lead to disastrous consequences, which is why it&#8217;s crucial to ensure you have the right insurance coverage to protect yourself and your business from any unexpected events.<\/p>\n\n\n\n<ul class=\"has-medium-font-size wp-block-list\" style=\"margin-top:0;margin-right:0;margin-bottom:0;margin-left:0;padding-top:1.9rem;padding-right:1.9rem;padding-bottom:1.9rem;padding-left:1.9rem\">\n<li class=\"has-medium-font-size\">Here are some statistics on how we can help improve your coverage:\n<ul class=\"wp-block-list\">\n<li>Medical, Dental, and Vision Insurance: 50% of policies we review can reduce premiums and\/or lower deductibles and co-payments, and increase prescription benefits.<\/li>\n\n\n\n<li class=\"has-medium-font-size\">Term Life Insurance: 85%+ of policies we review are replaced to reduce premiums and\/or increase life coverage and the guarantee period.<\/li>\n\n\n\n<li class=\"has-medium-font-size\">Whole, Universal, or Variable Life Insurance: 30% or fewer of policies we review can be replaced for substantial policy improvements. However, it never hurts to check.<\/li>\n\n\n\n<li class=\"has-medium-font-size\">Long Term Care and Disability Insurance: We can rarely make any changes to Disability Income or Long-Term Care policies (less than 5% of policies are ever changed). However, it&#8217;s always easy to have a quick review.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p class=\"has-medium-font-size\" style=\"margin-top:0;margin-right:0;margin-bottom:0;margin-left:0\">Don&#8217;t let incorrect insurance coverage put you and your business at risk. Contact us today to schedule a second opinion and ensure you have the right coverage to protect yourself and your loved ones.<\/p>\n\n\n\n<p class=\"has-medium-font-size\" style=\"margin-top:var(--wp--preset--spacing--20);margin-right:var(--wp--preset--spacing--20);margin-bottom:var(--wp--preset--spacing--20);margin-left:var(--wp--preset--spacing--20)\">At our brokerage, we offer second opinions to help you review your current insurance policies and identify any gaps or areas for improvement. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>Second Opinion &#8211; Lower Your Cost While Improving Benefits Did you know that 75% of individuals and businesses have incorrect insurance coverage by 40% or more? This can lead to disastrous consequences, which is why it&#8217;s crucial to ensure you have the right insurance coverage to protect yourself and your business from any unexpected events. &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/staging.hillsurance.com\/?page_id=318\"> <span class=\"screen-reader-text\">2nd Opinion<\/span> Read More &raquo;<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"default","ast-global-header-display":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","footnotes":""},"class_list":["post-318","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/staging.hillsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/318","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/staging.hillsurance.com\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/staging.hillsurance.com\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/staging.hillsurance.com\/index.php?rest_route=\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/staging.hillsurance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=318"}],"version-history":[{"count":59,"href":"https:\/\/staging.hillsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/318\/revisions"}],"predecessor-version":[{"id":431,"href":"https:\/\/staging.hillsurance.com\/index.php?rest_route=\/wp\/v2\/pages\/318\/revisions\/431"}],"wp:attachment":[{"href":"https:\/\/staging.hillsurance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=318"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}