Second Opinion – Lower Your Cost While Improving Benefits

Did you know that 75% of individuals and businesses have incorrect insurance coverage by 40% or more? This can lead to disastrous consequences, which is why it’s crucial to ensure you have the right insurance coverage to protect yourself and your business from any unexpected events.

• Here are some statistics on how we can help improve your coverage:
  • Medical, Dental, and Vision Insurance: 50% of policies we review can reduce premiums and/or lower deductibles and co-payments, and increase prescription benefits.
  • Term Life Insurance: 85%+ of policies we review are replaced to reduce premiums and/or increase life coverage and the guarantee period.
  • Whole, Universal, or Variable Life Insurance: 30% or fewer of policies we review can be replaced for substantial policy improvements. However, it never hurts to check.
  • Long Term Care and Disability Insurance: We can rarely make any changes to Disability Income or Long-Term Care policies (less than 5% of policies are ever changed). However, it’s always easy to have a quick review.

Don’t let incorrect insurance coverage put you and your business at risk. Contact us today to schedule a second opinion and ensure you have the right coverage to protect yourself and your loved ones.

At our brokerage, we offer second opinions to help you review your current insurance policies and identify any gaps or areas for improvement.